The Value of Short Term Health Insurance

Insurance Medical Short Term provides you with health coverage for only a limited amount of time. This temporary insurance can be the perfect solution for folks who might be between jobs, waiting for their health coverage to kick in, experiencing a temporary lapse in their present health policy, or for a youth who has just finished college and is still without a job. It's even perfect for a retired individual, who is still too young for medicare

You can obtain an Insurance Medical short term health plan when working summer employment. You can include your additional family members for an added fee. This makes really good sense during summer months when families tend to get together and go on vacation. This is where unexpected medical emergencies can happen. Short term/temporary health insurance can even be used when your child goes off to summer camp.
The application is simple and takes a good deal less time to complete, when compared with your standard health plan application and underwriting process. In some cases, you can obtain your short-term coverage in as little as 24 hours!
Temporary insurance medical short term plans do not normally offer protection on such preventive care services as physicals, vision care, dental care or immunizations. Short term is specifically designed to take care of unforeseen accidents and illnesses...unexpected emergencies only. Short-term health plans do not typically cover pre-existing conditions. Short term insurance excludes coverage on any existing health related condition that has been diagnosed or treated within the previous three to five years.
Temporary health insurance coverage can be purchased for anywhere from one to even twenty-four months as needed. Short-term health plans are unlike the standard, long-term health protection you may have come to know or have owned. Short term health plans can be a low-cost alternative to COBRA.
Short Term Health insurance coverage will provide you with the 'peace of mind', knowing your health care coverage, your safety net, will be there when you need it. Life is full of surprises, be prepared. Make sure you always go through your medical insurance policy to understand your coverage and know specifically what it is you're covered for.
Silvan Campbell is a writer for Dave Forbes, an independent Charleston health insurance agent and a representative of some of the highest rated insurers in the South Carolina. His Web Site, Charleston Health Insurance Quotes was created to inform and assist Charleston residents in connecting with the widest range of choices and best health insurance plans available in South Carolina. Mr. Forbes is an independent insurance agent, meaning he has access to rates and plans from multiple insurance companies. Although he works for the consumer, he is paid, not by you, but through whichever company you choose to insure with.
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